Frequently Asked Questions (FAQ's)
How does it work?
Our service is a loan matching service, designed to match you directly with 1 of
many lenders. Our QuickApply EasyForm™ will save you time and frustration
and submit your application to an extensive network, dramatically increasing your
chances of acceptance! Simply fill out and submit our
2 minute application. We then match you with a lender where you will be
able to review all terms and conditions associated with the loan. When you agree,
you will be that much closer to getting your cash.
What does it cost?
In that we work with many different lenders, costs will vary from lender to lender.
After submitting your application via our QuickApply EasyForm™, you'll be
able to review all terms and conditions (including costs) of the lender you're matched
with and can decide to finalize your submission. It is important to note that a
cash advance loan is designed as a short term loan to help with an immediate cash
need. Rates charged by the lenders in our network are far better than multiple overdraft
bank fees, bounced check charges, and other costs associated with not being able
to immediately access the money you need.
How quickly will I get my cash?
This answer depends upon the exact lender you are matched with, however most lenders
will be able to get cash in your hands within 24 hours of submitting your application
(some even sooner!) Be sure to complete all information accurately and confirm all
loan details in order to expedite processing.
How long do I have to repay the loan?
While most cash advance lenders require repayment of the loan on receipt of your
next paycheck, you may be able to extend your loan further, depending upon which
lender you are matched with and what state you reside in. See the terms and
conditions of your matched lender after submitting your application.
I have bad credit. Will I qualify for the loan?
Cash advance loans are loans that can provide you with cash, even if you have a bankruptcy, previously bounced checks, or other credit blemishes. As long as you are currently employed (or receiving regular income), are 18 or older and a U.S. citizen, you are eligible to apply.
How do I know that my information is secure?
Our business is to provide service to you, the consumer, and ensuring your privacy
is of the utmost importance to us. Know that all data is collected with up to a
128-bit Secure Socket Layer encryption and not sent to third party providers other
than being routed to your potential lenders. For additional information, please
consult our privacy policy.
Residents of Georgia and West Virginia are not eligible to apply for a cash advance on this web site.
NOTE: We are not a payday advance provider. We are an independent third party matching company connecting consumers and payday advance providers.
The independent advance companies may verify your supplied information with any number of independent verification companies including but not
limited to: CL Verify, Teletrack, DataX or Accurint. Your election to apply for an auto loan may include a credit check.
The privacy policy of independent third party lead providers or lenders may differ from our own, and users should review the lender's privacy
policy after being redirected to the lender's site.
Not all independent
advance companies can provide you with up to $1,000 on your first advance. You must be at least 18 years of age and a legal resident of the
United States or the District of Columbia. WE ARE NOT A LENDER. This website does not constitute an offer or solicitation to lend. This site
is not a lender and does not make advances or credit decisions. This site provides a matching service only and is not acting as a representative,
agent, or correspondent for any of our service providers. This site does not endorse any particular service, provider, or product. You are under
no obligation to use this site’s service to initiate contact, or apply for credit with any of our service providers. This service is not available
in all States. The States that this website services may change from time to time and without notice to you. We do not guarantee that completing
an application form will result in your being matched with a service provider, being offered a product with satisfactory rates or terms, or
receiving an advance from a service provider. There is no charge for you to use this site’s cash advance matching service. This site contracts
with several independent advance companies.